1. Life Insurance In today’s financial environment it’s important to know that there are some things you don’t have to worry about Life insurance can be the foundation of financial security for you and your family. It can be the base upon which other insurance and investment decisions are built
Different life situations call for different types of life insurance Think about these things when you choose term universal vanable and whole life.
2. Long Term Care Insurance Long Term Care includes a wide range of services provided to people who need continued help with Activities of Daily Living (bathing, dressing, eating, continence, transferring from a bed to a chair) due to a chronic condition or limited ability to function; or continued supervision due to a deterioration in mental capacity (such as, Alzheimer’s Disease and other forms of dementia). Long-term care can be provided in a variety of places, including: a person’s home; a nursing facility; through community-based services (ie., Adult Day Care) and in a variety of assisted living settings (ie., Continuing Care Retirement Communities, Residential Care Facilities, Assisted Living Facilities).
Connecticut Partnership for Long Term Care- Is a unique alliance between State govemment and the pnvate insurance industry developed to provide individuals with a way to plan for their long-term care needs without the nsk of impovenshment, enhance the standards of pnvate long-term care insurance, provide public education about long-term care, and conserve State Medicaid funds Connecticut was the first state to implement such a program.